My journey in the mortgage industry began in 2001 as an underwriter, progressing through various senior positions within a major bank, monoline lender and default mortgage insurer, before finding my true calling as a mortgage broker. I’ve underwritten more than 11,000 mortgage applications, and reviewed and assessed more than 20,000 credit bureaus. I’ve been extensively trained on credit scores and what drives them, as well as property evaluation, and the overall ability to identify and mitigate risk on mortgage applications. I also have financial planning education, which further helps me ensure you’re being matched with an affordable mortgage to avoid becoming mortgage poor.
This extensive experience has paved the way for me to confidently find a vast array of borrowers a mortgage product and rate that best meets their specific needs.
I particularly enjoy working with first-time homebuyers and those who are new to Canada, as they’re among the most vulnerable, and I feel obligated to protect them by providing honest, knowledgeable advice throughout the entire process. I also thrive on working with self-employed borrowers, as I have extensive experience and training with financial statements that enables me to confidently underwrite these files.
Being able to help alleviate stress during the homebuying and mortgage processes is one of my favourite undertakings. It amazes me how quickly I can help ease stress on marriages, and assist people with their finances when they feel helpless. There’s nothing better than the feeling I get by helping people get into their home or cleaning up their finances through a refinance.