Buying a property is a huge financial decision! Work with someone who will help you accomplish your homeownership dreams.


Hi, I’m Cynthia. I’m passionate about empowering others through financial literacy and becoming your mortgage coach, delivering an exceptional client experience and establishing lifelong relationships.  It’s my pleasure to walk you through each step of the homebuying and mortgage processes throughout your time as a mortgage holder, taking into consideration both your short- and long-term goals.

More About Me

My journey in the mortgage industry began in 2001 as an underwriter, progressing through various senior positions within a major bank, monoline lender and default mortgage insurer, before finding my true calling as a mortgage broker. I’ve underwritten more than 11,000 mortgage applications, and reviewed and assessed more than 20,000 credit bureaus. I’ve been extensively trained on credit scores and what drives them, as well as property evaluation, and the overall ability to identify and mitigate risk on mortgage applications. I also have financial planning education, which further helps me ensure you’re being matched with an affordable mortgage to avoid becoming mortgage poor.

This extensive experience has paved the way for me to confidently find a vast array of borrowers a mortgage product and rate that best meets their specific needs.

I particularly enjoy working with first-time homebuyers and those who are new to Canada, as they’re among the most vulnerable, and I feel obligated to protect them by providing honest, knowledgeable advice throughout the entire process. I also thrive on working with self-employed borrowers, as I have extensive experience and training with financial statements that enables me to confidently underwrite these files.

Being able to help alleviate stress during the homebuying and mortgage processes is one of my favourite undertakings. It amazes me how quickly I can help ease stress on marriages, and assist people with their finances when they feel helpless. There’s nothing better than the feeling I get by helping people get into their home or cleaning up their finances through a refinance.

Located in Langley, I proudly serve all of beautiful British Columbia.

Have questions about your mortgage options? I’m here to help! | 604-787-5136

What I Do & How I Do It


Mortgage Education

I believe that in order for clients to feel confident about the mortgage process they need to be educated on all available options.  My goal is to guide you through the process so you can make an informed decision.

Home Purchase

If you’re looking to buy or build a property, chances are you will need to get a mortgage. With so many options and mortgage products available it is hard to know where to start. I’m here to guide you through the process.

Renewal or Refinance

If you’re looking to access some of the equity in your home or you have a mortgage that is up for renewal in the next six months, you have options! Often a quick phone call can result in huge savings.


I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.


Bank of Canada lowers overnight rate target to ¼ percent

Bank of Canada lowers overnight rate target to ¼ percent

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. This unscheduled rate decision brings the policy rate to its effective lower bound and is...

read more
Is Now a Good Time To Buy? (Covid-19)

Is Now a Good Time To Buy? (Covid-19)

If you’ve been thinking about buying a new home, chances are the instability of the Canadian economy and the impact Covid-19 has you second-guessing yourself. And chances are, at this point in time, you are probably right to do so. Right now there is uncertainty in...

read more
Deferring Mortgage Payments. (Covid-19)

Deferring Mortgage Payments. (Covid-19)

In response to the Covid-19 crisis; for those individuals financially affected, banks and government have announced that payment relief may be available for up to 6 months of deferred mortgage payments. As information is changing daily, or hourly, if you have any...

read more


"Perfect Broker to Work With"

Cynthia is amazing to work with! As a client, she takes the time to TRULY educate you, not only on mortgages, but everything else that comes along with it…including additional costs you may not think of.

She is charismatic, knowledgeable, and truly puts her clients first. Her background in underwriting mortgages, as well as management positions makes her the perfect broker to work with.


MELISSA TOTH, Co-operators

"Very Personable"

As a Realtor®, I don’t hesitate to recommend Cynthia to my clients. She is very experienced, knowledgeable, thorough and works very hard for her clients to find them the best financing possible. Cynthia is also very personable and a delight to work with.


Candy Ashdown, RE/MAX


"Wealth of Knowledge"

Cynthia Dreger is an invaluable asset in your pursuit of buying a home. She painstakingly went through strata minutes with us to ensure we were as informed as possible before making an offer and securing our mortgage. We are so thankful for Cynthia’s wealth of knowledge and couldn’t have made the decision to purchase our home without her!


Melissa Davis (Review from Facebook)