Fixed or Variable?
If you're looking to buy a new property, refinance, or renew an existing mortgage, chances are, you're considering either a fixed or variable rate...
What is a Second Mortgage?
If you're relatively new to the world of mortgage financing, the term "second mortgage" might cause a bit of confusion; especially if you're a...
Ultra-Low Interest Rates
Chances are if you’ve been paying attention to the news as the Canadian economy continues to work through the COVID-19 pandemic, you’ve heard that...
Bank of Canada Rate Announcement Sept 9th, 2020
Bank of Canada maintains commitment to current level of policy rate, continues program of quantitative easing. The Bank of Canada today maintained...
Do You Need Time For Your Retirement Investments To Recover?
COVID-19 is wreaking havoc on retirement investments, particularly for those who rely on dividends as part of their income. Over the past decade,...
Mortgage Deferrals Now Recorded on Credit Reports
If COVID-19 has negatively impacted your finances and you're currently deferring your mortgage payments, you should know that this will be visible...
Should I Get A Mortgage Pre-Approval?
Should I get a Mortgage Pre Approval? Going through the pre-approval process is important. However, the actual term ‘pre-approval’ is often...
Bank of Canada Rate Announcement July 15th, 2020
Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues program of quantitative easing. The Bank...
A Mid-Pandemic Mortgage Checkup?
If you've been sitting on the sidelines waiting to see the full impact of COVID-19 on the economy before asking any pressing questions about your...
Questions About Appraisals During COVID-19
If you're looking to purchase or refinance a property while most of Canada is self-isolating to stop the spread of COVID-19, you probably have some...